Bad Credit, No Credit, No Problem!

Bad Credit Approved

Our advisors will guarentee an approval, regardless of your credit score. It's as simple as filling out the application and choosing a vehicle. Our program offers Oshawa, Whitby, Ajax, Courtice and many more areas.

No Credit Approved

If you have no credit score and no history of credit, our process is similar to our bad credit program. Our program will help you improve your credit score as well!

Interest Rates

What seperates us from our competitors, is our unparalleled interest rates. If you're a high risk customer, our maximum interest rate is only 18.99%, lower than most credit cards!


Why Should I Get a Car Loan?

Boss Auto Sales specializes in helping people to improve chances of securing low interest auto loan approvals even if they have poor, bad or no credit histories. Take advantage of our cost-free specialist services online for financing your car to start building credit ratings right from day one. Benefit with our fast, simple and streamlined online application process with a guarenteed approval process.

Boss Auto Sales has built strong relationships with numerous lenders in the region, many of which specialize in providing our customers with low interest rates for prime and sub-prime credit scores. During these difficult economic times many customers are struggling and that is why Boss Auto Sales works hand in hand with each individual to ensure that they are approved for their loan. Our company also provides in-house lease to own options as well.


Our Specialties Include...

Cost-free, online application process which gets quickly emailed to our advisors who will get started as soon as it's received.

24/7 instant approval process based on completion of the application.

100% chance of acceptance for bad or no credit application at excellent rates.

Our online, no-obligation application process is safe and secure with zero risk.

Secure car loans for varied amounts ranging from $3000 to $40,000 regardless of credit score rating.

F.A.Q. for Bad Credit Financing

You can get an auto loan even if you've declared bankruptcy. Boss Auto Sales can help you get a car loan even if you have filed for bankruptcy. If it hasn't been fully discharged, you may need an authorization to incur debt from a bankruptcy trustee first.

You can still obtain a vehicle loan even if you vehicle was repossessed. Boss Auto Sales can help you qualify for a bad credit auto loan even if you've had a car repossessed. We will first seek which subprime lenders will approve your application before exploring in-house options.

You don't need a huge upfront payment. If a large upfront payment is sprung on you at the last minute, it could be a sign that you aren't at a reputable dealer. Boss Auto Sales won't slam you with an unreasonably huge down payment along with your bad credit car loan. Based on average bad credit financing applications, the normal amount required is on average 20% of the vehicle value.

You don't need an extensive credit history to purchase a vehicle. It doesn't matter if you have no credit or bad credit. We can help you get a Oshawa bad credit car loan at a rate you can afford. This is an excellent way to establish a good credit score.